Create a Loan Agreement with AI
Describe the loan amount, interest rate, and repayment terms — and get a professional loan agreement as an editable PDF in seconds.
How it works
Describe the loan details: amount, interest rate, repayment schedule, collateral, and any special conditions.
Our AI generates a professionally formatted agreement with editable form fields. Review every term in the preview.
Download your loan agreement for $0.99. No account needed, no subscription, no hidden fees.
What's included in your AI-generated loan agreement
Lender & borrower details
Full identification of both parties with names, addresses, and contact information.
Loan amount & disbursement
Principal amount, currency, and how and when the funds will be disbursed.
Interest rate & calculation
Annual interest rate, calculation method, and total interest over the loan term.
Repayment schedule
Monthly or periodic payment amounts, due dates, and total number of payments.
Default & penalties
Consequences of late payment, default terms, and acceleration clauses.
Editable PDF fields
All fields are editable so you can adjust terms after generation.
Common loan agreement types
Agreements between friends, family members, or acquaintances.
Loans between businesses or from an investor to a startup.
Company loans to employees with payroll deduction terms.
Loans for purchasing business equipment or machinery.
Short-term loans to cover gaps between larger financial transactions.
Frequently asked questions
Is this agreement legally enforceable?
The AI generates a professional template. Have it reviewed by a lawyer to ensure it meets local lending laws.
Can I include collateral terms?
Yes, describe the collateral in your prompt and the agreement will include security provisions.
Does it include an amortization schedule?
If you specify the repayment structure, the AI will generate a clear payment schedule.
Can I set a variable interest rate?
Yes, specify fixed or variable rate terms in your prompt and the AI will structure accordingly.